Tern.us
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Tern Pension Services has been serving clients across the West since 1988. From the beginning, our business has been built on the referrals of satisfied clients.
At Tern, you are a valued client. We have built our reputation on personalized hands-on service. We're a small company not intent on becoming big, though we enjoy a growing clientele. We work closely with our clients and their other advisors, wherever located, bringing answers to your questions and attention to your concerns.
Under current trends, the vast majority of Americans will be destitute in their retirement years. The greatest cause of this impending calamity is lack of planning, coupled with uncontrollable personal spending. Properly drafted retirement plans, reasonably funded and administered in a friendly fashion, go a long way in building personal financial independence.
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