ApConceptsllc.com
About ApConceptsllc.com
Why Choose Us? Anthony (Tony), Piccolo has over 38 years of experience in the employee benefits arena. Tony has been an independent producer for more than 30 years for Aetna, Anthem, CBIA, Connecticare, Healthnet and Oxford. Our team has over 45 years of combined experience, currently working with 300+ clients on issues concerning Employee Benefits and Retirement Planning. Stuart Ratner is a licensed life and health insurance broker and associate of Advanced Planning Concepts, LLC (APL LLC).
