ExamFirst.com
Title
Term Life Insurance Quote Sites: A Life Insurance Actuary's Guide
Description
I've been a life insurance actuary since 1985. During my tenure at Zurich Life (1993-1995), I promoted, designed, and priced their Super Select Term policy, which unfortunately helped propel the term industry into its current chaotic state, with a proliferation of risk classes, rampant misquotes (because so few qualify for the lowest rates), and increased customer dissatisfaction.
I founded ExamFirst Inc. in July, 1999. It is an enormously difficult undertaking, an effort to change the entire term delivery paradigm, by allowing customers to get underwritten BEFORE they apply to a term company. By taking their "ExamFirst", misquotes would be dramatically reduced, and policies could be issued much more quickly.
In addition to continuing my campaign for industry reform, I've recently begun raising public awareness about the "misquote travesty". This article one in a series of articles that will eventually compel the life insurance industry to put its customers first.
Contact
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